Mutual funds help you grow your wealth and reach your goals, with the potential to beat inflation over the long term. Compare every fund in India, then invest with guidance from our team.
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Ready-made lists for common goals. Each opens in the fund screener, where you can compare and narrow it down.
Mutual funds are grouped by what they invest in. Here are the main types, and the funds that have done best over five years.
Equity funds put most of their money in company shares. They're grouped by the size of the companies they buy.
At least 80% in the 100 biggest listed companies.
At least 65% in companies ranked 101 to 250 by size.
At least 65% in companies ranked 251 and below.
At least 65% in shares, any mix of company sizes.
At least 25% each in large, mid and small companies.
Saves tax under 80C, with a 3-year lock-in.
Regular plan, Growth option. Past returns don't guarantee future returns.
Pick a fund house to see all its funds in the screener.
A mutual fund pools money from many investors and puts it to work in shares, bonds or gold. Here's how it works, in four steps.
Thousands of people put in money, big amounts or small.
The money is pooled into one fund and split into units.
A fund manager spreads it across shares, bonds or gold.
Everyone gains or loses by the units they hold; the NAV is each unit's value.
A fixed amount every month. You buy more units when prices are low, which evens out your cost.
A larger amount in one go, such as a bonus, savings or the money from a sale.
Professional fund managers and research teams pick and watch the investments for you, full time.
Sell units of most funds on any working day.
Many funds take SIPs from ₹100 to ₹500 a month.
Even a small amount is split across many shares or bonds, which lowers risk.
Over long periods, equity funds have historically grown faster than prices.
Every fund is regulated by SEBI, publishes its NAV daily and its full portfolio every month, and holds your money with an independent custodian.
Use the themes and screener above, or tell us your goals and we'll suggest funds.
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We help you finish KYC and set up your SIP or lump sum, and stay with you after.
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Many funds let you start a SIP from ₹100 to ₹500 a month and a lump sum from ₹500 to ₹5,000. Each scheme's minimum is in its scheme documents.
Your money buys units at the fund's NAV (price per unit). As the shares or bonds the fund holds earn and rise in value, the NAV goes up, and you gain when you sell units for more than you paid. IDCW options also pay out part of the gains from time to time.
Yes, from open-ended funds on any working day; the money usually reaches your bank in 1 to 3 working days. Tax saving (ELSS) funds lock each instalment in for 3 years, and some funds charge a small exit load if you sell within a set period.
For equity funds, gains on units held over 12 months are taxed at 12.5% above ₹1.25 lakh a year, and at 20% if held for 12 months or less. Gains on debt funds bought from 1 April 2023 are added to your income and taxed at your slab rate. These are the rules for 2025-26; check the current rules or ask a tax adviser for your case.
Both invest in exactly the same portfolio. A Regular plan includes a commission for the distributor who advises and services your investment, so its expense ratio is a little higher. A Direct plan has no commission, and you choose and manage the fund yourself.
Mutual funds in India are regulated by SEBI, and each fund's money is held by an independent trustee and custodian, separate from the fund house. Returns are not guaranteed: the value of your investment goes up and down with the market.
Pick the funds you like here or let us suggest some, create a free account and book a call. Our team helps you with KYC and your first investment, and stays with you after that.
Fund data from AMFI, for information only; it is not a recommendation to buy any scheme. FynnChintan is an AMFI-registered mutual fund distributor. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.