Source: AMFI. NAVs update every business day; fund size as of 11 Nov 2026.
Over 10 years the Direct plan trailed its benchmark by 0.02% a year.
| 1Y | 3Y | 5Y | 10Y | Since launch | |
|---|---|---|---|---|---|
| This fund · Direct | +5.87% | +7.44% | +7.82% | +6.45% | +7.17% |
| This fund · Regular | +5.61% | +7.17% | +7.54% | +6.26% | +7.00% |
| NIFTY Banking & PSU Debt Index A-II | +4.03% | +6.50% | +5.68% | +6.47% | +7.19% |
Green: ahead of the benchmark, red: behind. 3 years and more are yearly (CAGR). Source: AMFI scheme performance, NAVs of 11 Nov 2026. Past performance is not a guide to future returns.
For information only; not a recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
From UTI Mutual Fund's monthly portfolio disclosure: asset allocation and every holding by category, with its share of the fund's net assets.
From the scheme details UTI Mutual Fund files with AMFI.
An open ended debt scheme predominantly investing in debt instruments issued by Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds. A Relatively High interest rate risk and Relatively Moderate Credit Risk (B-III)
The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
8 variants of this fund with latest NAV and returns.
| Plan · Option | NAV | 1Y | 3Y |
|---|---|---|---|
Direct · Growth | ₹24.2347 | +5.9% | +7.5% |
Direct · IDCW Monthly · Payout & reinvestment | ₹13.8407 | +2.0% | +3.0% |
Direct · IDCW Annual · Payout & reinvestment | ₹13.8782 | +2.6% | +3.7% |
Direct · IDCW Semi-annual · Payout & reinvestment | ₹16.0816 | +5.9% | +7.5% |
Regular · Growth | ₹23.7476 | +5.6% | +7.2% |
Regular · IDCW Monthly · Payout & reinvestment | ₹13.5526 | +1.7% | +2.6% |
Regular · IDCW Semi-annual · Payout & reinvestment | ₹15.8586 | +5.6% | +7.2% |
Regular · IDCW Annual · Payout & reinvestment | ₹13.5689 | +2.3% | +3.4% |
Direct plans have a lower expense ratio as no distributor commission is paid; Regular plans include ongoing support from a distributor. Check the scheme information document for objectives, risks, exit loads and costs before investing.
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